Choosing the right attorney after a serious accident matters. Our legal team provides personalized representation and keeps clients informed throughout every stage of their case.
When you work with LoTempio Law Group, you can expect:
Our goal is to pursue fair compensation while allowing you to focus on your recovery.
LoTempio Law Group represents clients injured in many types of collisions, including:
Every accident presents unique legal and insurance issues. We work to identify all available sources of compensation.
Car accidents often result in injuries that require weeks, months, or even years of treatment.
Common injuries include:
Some injuries do not appear immediately after an accident. Seeking prompt medical care protects both your health and your legal claim.
New York is a No-Fault insurance state. After most car accidents, your own insurance policy generally pays for necessary medical expenses, a portion of lost wages, and certain other economic losses, regardless of who caused the crash.
If your injuries meet New York’s serious injury threshold, you may also pursue a claim against the at-fault driver for additional damages, including pain and suffering.
Understanding when a case qualifies outside the No-Fault system can be challenging. An experienced attorney can explain your rights and determine what legal options may be available.
New York State Department of Financial Services
If you qualify to bring a personal injury claim under New York law, compensation may include:
The value of every claim depends on the evidence, the nature of the injuries, and the losses sustained.
Insurance companies begin investigating accidents almost immediately. Their goal is often to resolve claims quickly and limit payouts.
Our attorneys can assist by:
Having legal representation allows you to focus on healing while your attorney handles the legal process.
New York State Unified Court System
Your safety comes first. Call 911 if anyone is injured and request that law enforcement respond to the scene. Even if the accident appears minor, a police report can be valuable when filing an insurance claim or pursuing compensation.
If you are able to do so safely:
Under New York’s No-Fault insurance system, your own insurance company generally pays for necessary medical expenses and certain lost wages, regardless of who caused the accident. Prompt medical treatment and timely reporting of the accident can help protect your rights.
Before accepting a settlement or giving a recorded statement to another driver’s insurance company, it is wise to understand your legal options.
The deadline to file a lawsuit depends on the type of claim.
For most personal injury claims arising from a car accident in New York, the statute of limitations is generally three years from the date of the accident. Wrongful death claims generally must be filed within two years from the date of death.
Claims involving a city, county, state agency, or another government entity often have much shorter notice requirements. Missing these deadlines can prevent you from pursuing compensation.
Speaking with an attorney soon after an accident can help ensure that important filing deadlines are not overlooked.
You are not required to hire a lawyer before accepting an insurance settlement. However, once you accept a settlement and sign a release, you generally cannot seek additional compensation for the same injuries.
Insurance companies often make settlement offers before the full extent of injuries, medical treatment, future care needs, or lost income is known.
An attorney can review the offer, explain what it covers, calculate the value of your claim, negotiate with the insurance company, and advise whether the proposed settlement fairly addresses your losses.
The compensation available depends on the losses you suffered and whether your injuries meet New York’s serious injury threshold for bringing a personal injury lawsuit against the at-fault driver.
Compensation may include:
New York’s No-Fault insurance system provides certain benefits regardless of fault, while additional damages may be available through a personal injury claim if the legal requirements are met.
New York follows a pure comparative negligence rule. This means you may still recover compensation even if you were partially responsible for the accident.
Your recovery may be reduced by the percentage of fault assigned to you. For example, if your damages total $100,000 and you are found to be 20 percent at fault, you may recover $80,000.
Insurance companies often attempt to place more blame on injured drivers than the evidence supports. An attorney can investigate the accident, preserve evidence, and advocate for a fair assessment of fault.
Most New York personal injury attorneys, including LoTempio Law Group, handle car accident cases on a contingency fee basis.
This means:
An initial consultation allows you to discuss your accident, ask questions, and understand your legal options before deciding how to proceed.
New York State Department of Motor Vehicles (DMV)