If you were injured or lost a family member in a car accident and you intend to file a claim, you may be wondering whether to enlist help from an attorney. While you have the right to navigate the proceedings on your own, hiring an attorney comes with a number of benefits and is especially advisable if you’ve incurred significant medical bills, lost income, and other damages.
Let’s take a look at some of the biggest reasons to hire a car accident lawyer:
1. You and the Claims Adjuster Have Competing Goals
Regardless of how sympathetic or accommodating the insurance adjuster seems, their end goal is in direct opposition to your own. Your aim will be to secure a settlement that will cover all the damages you’ve incurred, but the insurance company will want to protect their bottom line—and that means denying or at least devaluing claims whenever possible.
A personal injury attorney will advocate for you at every stage of the proceedings. Your lawyer will not let the claims adjuster take advantage of your vulnerable position by coercing you into accepting an unfair settlement.
2. Proving Liability Could Pose a Challenge
Your attorney not only can perform a thorough investigation but also will have access to valuable resources such as accident reconstruction experts. They can also apply legal pressure where needed to access surveillance recordings, dash cam footage, black box data, cell phone records, and other evidence that might be withheld.
3. The Initial Settlement Offer May Not Be Fair
Personal injury claimants can pursue compensation for both the economic and non-economic damages they incur; however, that doesn’t mean the insurance adjuster will automatically include all recoverable losses in the settlement calculations. It’s up to claimants to ensure the settlement accounts for all the damages they deserve. Unfortunately, many accident victims agree to a settlement only to find out later that they left thousands of dollars on the table.
4. It’s Possible to Jeopardize Even the Strongest Claim Inadvertently
Your attorney will handle all correspondence with the insurance company so the claims adjuster cannot exert undue influence over you. Your lawyer will also prevent you from making critical missteps over the course of the proceedings.
Some of the most common mistakes that car accident victims make include:
- Posting about the accident, their injuries, or the pending claim on social media;
- Giving a recorded statement to the insurer;
- Overlooking future losses such as anticipated medical bills or loss of future earnings; and
- Failing to mitigate the damages—for example, by ignoring their doctor’s orders.
Call 716-855-3761 to Discuss Your Case with a New York Car Accident Attorney
At LoTempio P.C. Law Group, we understand the devastating toll that unanticipated injuries can take on the whole family. Our team is available 24/7 to take your call. Dial 716-855-3761 or use our Online Contact Form to set up a free case evaluation with a car accident lawyer in New York.